Welcome to Mvelopes! Get a free, personalized, financial analysis that will help you learn how to save money, eliminate debt, and create a budget - all with the income you already make. Click here
  • We are Envelope Budgeting

    Plan how to use your money before you spend it
    Always know how much money you have available
    Use technology to easily manage your money
    Sign Up Free
  • Free Debt Analysis!

    Learn how to make real financial progress!
    Create a budget that fits your needs
    Eliminate debt faster on your current income
    Build emergency savings, and more!
    Free Debt Analysis
  • Budgeting 101 - FREE E-book!

    Start Transforming Your Finances!
    Spend on Purpose
    Achieve Financial Goals
    Budget for Your Personality, and more!
    Get My Free E-book
  • Get Out of Debt

    Learn to live within your income
    Take control of credit cards
    Quickly pay down your debt
    Sign Up Free
  • Save Time, Stay Up To Date

    Automatically gather your financial transactions
    Automate repetitive functions
    Follow and update your finances while on the go
    Sign Up Free
  • Access Where You Want It

    Record transactions
    Capture receipt images
    Review envelope and account balances
    Sign Up Free
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • Customer Success
  • Why Mvelopes
  • Supported Institutions
  • In The News
  • How Can We Help?
Barbara and Geoff
Get started using Mvelopes

Quick Tour

"USING MVELOPES WILL CHANGE YOU-FOR GOOD!"
After using Mvelopes for about a year, Abby (from Ames, Iowa) shared the following comments with us:

"We started using Mvelopes about a year ago and it has TRULY CHANGED OUR LIFE! My husband and I have 5 children under the age of 8, living on one income. Needless to say, money management is VERY important in our house! Until we started using the Mvelopes system, we were constantly overdrawing our checking account and not able to account for where our money had gone. This caused tension between us, and unneeded stress.

Then, we found Mvelopes online, and we started using it. It is so easy to use and understand. I actually look forward to our "budget meetings" now! It has allowed us to tell our money where to go, and not the other way around. We have eliminated $30,000 in debt in just the last year, and we are on a fast track to eliminating all of our debt except for our mortgage by next July. We really don't think we could have accomplished that without Mvelopes.

We have recommended Mvelopes to many of our friends, and we will continue to use it even when we're debt free. Thank you Mvelopes!"     read full story

Abby

Proactively Manage Your Money

Screen Shots of Mvelopes
click to see more screen shots

Get started using Mvelopes

The only award-winning online envelope
money management solution

Mvelopes is an award-winning online home budgeting system that helps you look to the future and manage your spending accordingly. With Mvelopes you can quickly and easily create an online budget, track all your spending, and always know exactly how much you have left to spend. Start using Mvelopes for free !

Financial freedom doesn't come from having a large income, instead it comes from managing the money that you earn. Whether you are doing money management for your personal or family budget Mvelopes will help you achieve financial freedom.

With Mvelopes:
  • Money management has never been easier. Within minutes set up a financial plan that will let you know how much you can spend each month
  • Recover 10% of your income from hidden spending, eliminate existing debt & effectively manage credit card spending
  • Access & manage your home budget anytime, anywhere from home, work, or your mobile phone
  • Proven to Work! Thousands of current users along with life changing testimonials demonstrate how effective the Mvelopes budgeting system can be.

 
Find Your Banking Institution
Get started using Mvelopes

Quick Tour

Mvelopes supports more than 14,000 financial institutions
Search for your bank, credit union
or credit card company here:
Some of the many financial institutions supported by Mvelopes
Financial Institutions Supported By Mvelopes
See what the media is saying about Mvelopes

Online Finance Services Show Where Your Money Goes
"Like Quicken Online, Mvelopes lacks tools for managing investments, but it's more of a true personal finance manager than Mint or Quicken Online."
> Click here to read more

Web Sites to Keep you on Budget
"Those seeking services that have stood the test of time might look at Mvelopes.com, which launched in 2004."
> Click here to read more

MarketWatch Top Four Financial Myths
"Whether you're a young adult tackling money management for the first time,or a financial late bloomer struggling to get a grip on your spending, you would do well to heed the warnings of Steven B. Smith, president of Finicity, [the makers of Mvelopes] a company offering online money-management tools to consumers and small businesses."
>Click here to read more

Barbara and Geoff

Get started using Mvelopes

Quick Tour

Mvelopes can help you get ahead, even in tough times

With all the financial issues affecting people in these difficult times, we can help you get a full view of all your finances and help you get on top of them. We CAN help you PROACTIVELY take control of your money, eliminate debt, remove financial stress and reclaim your life.

What do you want to do now?

FREE Live Support
Follow Us