Danna has always been organized about her finances. The problem was that her financial system told her what she had spent in the past, rather than helping her prepare for the future.
“Each week I religiously entered into Microsoft Money every receipt or check written,” she explains. “I would dread doing it because it was such a tedious job. The receipts would pile up and it would take me a couple hours. But after I entered them, I realized I was already over budget. It was too late. I could always tell you after the fact where we had spent the money – but we were never getting ahead.”
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On his way to a New Year’s Eve party in Connecticut on December 31, 2006, Rick stopped to help a friend get his pickup truck out of the snow. Several volunteers pitched in, parking their own automobiles behind the trapped truck. Rick was pushing from behind when the truck unexpectedly lurched free of the snow bank, jumped backwards and pinned him between two vehicles, crushing his leg. He had seven breaks from the knee down and a compression injury that put him in the hospital for 19 days.
