- Dave Ramsey | Dave Ramsey Budget


Using Mvelopes is the best way to implement Dave Ramsey's plan
Mvelopes will help you to: Get on a Budget Save for an Emergency Fund Become Debt Free Build Wealth	Mvelopes is the only online money management solution that effectively implements Dave Ramsey's plan. With Mvelopes you can use your computer or mobile phone to proactively manage your spending, eliminate your debt and increase the amount you save. Mvelopes takes time tested principles and applies it to today's cashless world. Quickly divide your income into online envelope spending accounts for groceries, entertainment, bills, etc. By setting money aside in advance for things like repairs, vacations, and holiday gifts, you will never get caught off guard again! That's financial peace. Quick Tour \| Learn More

Mvelopes users achieving success

Before we started Mvelopes, we thought we were saving money because it was in a savings account, rather than our checking account. Once we created the envelopes, we realized that a lot of that money was earmarked for something else (property taxes, auto repairs, etc.). It has made it so that we actually save the money that’s needed for those types of expenses.

I had to hand-enter everything into other programs, hold on to receipts, and it was so time-consuming. Mvelopes is so simple and easy. I’m a stay-at-home mom (I home school my kids) and it’s so nice to know exactly how much we have to spend in groceries, clothing, etc.). It’s also nice that my husband can check it at work or from any computer.

While using Mvelopes, we have been able to make a lot more charitable contributions because we know how much more we have. When we attended the Dave Ramsey workshop, we were able to print out our reports and we discussed exactly how much we’d spent during the past year and then we arranged our envelopes to fit our new budget. It was very easy.

Julie - Dallas, OR

Knowledge - Knowledge is the starting point to achieve financial success because the secret to successful money management is managing your money BEFORE you spend it! The most effective way to do this is to use the time-tested traditional envelope money management system. It is amazingly effective because it focuses on a proactive plan that helps you focus on your priorities and align your spending with your values. Let us help you learn these valuable concepts and how you can make them work for you.

Principle Based Tools - Mvelopes is built upon the principles of the traditional envelope money management system and provides the automated online tool required to implement the envelope concept in today's world. It is impractical to carry around significant amounts of cash in today's increasingly cashless world and Mvelopes provides the Virtual online software that implements the traditional system along with a robust platform to link to all of your financial institutions to gather your transactions automatically.

Active Community - We created a financial community to help you reach your goals. We have personal mentors to help you along the way. We have created groups and forums to allow you to ask questions and offer advice to fellow Mvelopes users. We also have a money tips sections that have money saving suggestions to help you get the most out of your hard earned money.

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