Mvelopes is the simple, smarter online budgeting tool. With Mvelopes, there's no software to download and no worrying about system compatibility. All you need is an Internet connection. Mvelopes will walk you through the set-up process, helping you create a personalized spending plan, and in just a few minutes you are well on your way to financial freedom.

Because Mvelopes is completely online, you can log in at home, work or across the country to view and manage your spending plan. Mvelopes doesn't tie you to a single computer like other budgeting programs do. And because your sensitive information isn't stored on your hard drive, you don't have to worry about transferring that information to a new computer or erasing it from your old one. And if your computer ever gets stolen or damaged, you can rest assured that your information is safe and secure.

Mvelopes uses Secure Sockets Layer (SSL) encryption of all sensitive data, just like online banks and trading firms, providing the highest level of security available today. And with a secure username and password, firewall protected Web servers and regular data security audits, Mvelopes also provides peace of mind.

With Mvelopes, not only are you not tied to a single computer, you're not even tied to a PC. Mvelopes runs seamlessly on most Internet browsers on either a Mac or a PC. In fact, you can log in and check Mvelopes on your PC at work, your Mac at home or even your mobile phone on-the-go and always see the same information. With Mvelopes you've got the freedom to manage your budget your way – anytime, anywhere.

Get started with Mvelopes today to gain control of your finances and start on the path to financial freedom.

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Mvelopes includes a full-featured online bill payment service at no additional charge — no more writing checks, licking stamps, or going to the post office. You get up to 15 payments each month, saving you close to $6.00 each month in postage alone.

With Mvelopes Bill Pay, you can pay any company or individual, schedule automatic or recurring payments or transfers and receive, view and pay your bills all online. You can pay each bill separately, or pay them all at once with one easy step. You can even track your bills in the pending transactions register of Mvelopes.

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Face it. If it's not easy, most of us simply won't do it. One of the most difficult challenges most people face in managing their spending is keeping track of it all. It's difficult enough to keep track of every time you spend money. But when most families today have two or more people spending with checks, debit cards, credit cards, online payments, automatic transfers and more – all from multiple accounts, tracking it all can be nearly impossible! That's why Mvelopes automatically retrieves ALL your spending and deposit transactions – from your bank, credit union, or credit card company – bringing all your transactions into one easy-to-manage tool.

You can use the easy Setup Wizard to add all your accounts. Mvelopes will then automatically retrieve all your new transactions each day, so they are all there in one place as soon as you log in. You can link to an unlimited number of financial institutions–add an unlimited number of accounts–and Mvelopes will track them all. You can even create rules to automatically rename your transactions or automatically assign them to spending category as they are downloaded. No other budgeting tool offers this complete solution. You can log in as often as you like, and never manually record a bank or credit card transaction again. Imagine the time you will save!

Currently, Mvelopes supports over 14,000 financial institutions. Click "Supported Banks" on the left to see if your financial institution is supported.

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In order to understand how to get to where you want to be it is important to first understand your current situation. Regular monitoring of your net worth is one of the best indicators of your financial health – whether or not you are moving in the right direction, and if you are moving quickly enough.

Mvelopes allows you to effortlessly monitor all your accounts with online access – checking, savings, credit card, 401(k), IRA, mutual funds, stocks, and even your mortgage and auto loans are all tracked automatically. You can add an unlimited number of accounts from any of the supported institutions. Just click on Tools then Net Worth, and Mvelopes will pull the current balance for each and calculate your total assets, liabilities, and the difference between them. Tracking your net worth has never been easier!

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Access Mvelopes from anywhere you make spending decisions, be it the mall, the grocery store, or even while waiting in line at the DMV. Mvelopes Mobile allows you to log in and access your envelope and account information on-the-go using your Internet-enabled mobile phone. Simply browse to m.mvelopes.com

With Mvelopes Mobile, all your spending information is literally right at your fingertips whenever and wherever you need it, so you can make smarter spending decisions and take control of your finances.

Mvelopes Mobile makes accessing your information easy and secure.

• Create or match manual transactions
• Assign or split downloaded transactions
• Check envelope and account balance
• Create envelope or account transfers

Click here for a list of commonly asked questions about Mvelopes Mobile.

*Regular charges from your service provider for Internet usage may apply. Check with your service provider for costs and conditions.

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