“Mvelopes has helped relieve the stress of handling my finances.”

Sandi and her beautiful family

Sandi and her beautiful family

Sandi (from New Jersey) shared the following information with us about her experience finding and using Mvelopes.

Years ago when my husband took care of the books, I would often hear cries of anguish coming from his study. We would hit times when all spending had to freeze. It didn’t matter what anyone needed (and with seven children there are always needs) there was no money to spare. We could not spend anything or we wouldn’t be able to pay the unexpected bills. We had to keep overdraft banking on our checking account or we’d be in trouble.

Shortly after my husband passed away I knew I needed to get control of my finances. I needed a central place to keep track of bills, spending, credit and I desperately needed a budget. Someone at my church gave a class and handed out information about Mvelopes. I signed up for my free trial and found freedom.

In 15 minutes a day I can see where I am financially. I can keep my credit cards paid currently, track my spending for groceries and household needs, and I can see that money is set aside for each major bill so I never get surprised. And I can pay my bills right from the computer! Mvelopes is also great for keeping track of what my teens owe me! They can use a credit card while shopping or filling the car with gas and I drag it to a “___ owes Mom” envelope and we settle up at the end of the week or month. I’ve even begun saving a little each month for the future and for vacation.

Mvelopes helps me to know I am in control of my money. Money doesn’t grow on trees but Mvelopes does help me to stretch it. I don’t have to worry about surprises or losing track of my cash. As a single mom, it’s helped relieve the stress of handling my finances. For me, Mvelopes is peace of mind.

During a recent telephone conversation, I was able to gather the following additional information from Sandi.

Q:  How long have you been using Mvelopes?

A:  About three years.

Q:  How has Mvelopes assisted you in living within your income?

A:  I think, mostly, that it helps me keep track of what I’m spending.  It’s really nice to be able to connect all of your different accounts so that you don’t get surprised by something.

Q:  How much consumer debt have you been able to eliminate during that time?

A: Probably about $3,000.

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“Mvelopes is a life saver!”

Will and his beautiful wife and family

Will and his beautiful wife and family

Some time ago, Will (currently living in Port au Prince, Haiti) shared the following statement with us about his use of the Mvelopes product.

This is an excellent product and has helped me over the past year get out of about 8K in debt. It is hard to speak to some people about a budget and the need for it but for those who will listen I tell them Mvelopes is a must have. I could not operate with out it. I live in Haiti and it takes weeks for some of my credit card transactions to show up in the US. The “pending transactions” is a life saver. I always know where I am and how much I need to pay on the bill. Before I was always late and too little payment. This was due to the billing delay and mail delay. Now with Mvelopes and bill pay it is always exact on the amount and on time!

Will and I spoke by phone a few weeks ago and he shared the following additional insights about his “Mvelopes” experience.

Q:  How long have you been using Mvelopes?

A:  This is my third year.

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“Mvelopes has given me freedom.”

Francisco and his beautiful bride

Francisco and his beautiful bride

A few weeks ago, I had the privilege of speaking with Francisco, from West Palm Beach, Florida.  Francisco is a newlywed and has only recently discovered Mvelopes, but he is very excited about it and feels that it is just what he and his new wife need to help manage their finances.  During our discussion, Francisco answered the following questions:

Q:  How long have you been using Mvelopes?

A:  Forty-five days.

Q:  How has Mvelopes assisted you in living within your income?

A:  I was able to collect all the information from last year and, because of the envelope categories, I was able to track that I was overspending about $200 a month in a few areas.  I was able to give my wife a budget and, within the first few days I was using it, I was able to find other ways to save money.  We were living paycheck to paycheck and now we’re living month to month (I have the money saved a month ahead).

Q:  How much consumer debt have you been able to eliminate during that time?

A: My wife has a student loan and I have a car payment.  My car will be paid off at the end of this year.  We have no consumer debt to worry about, which is a good thing.

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March 2009 Release: Mobile Screen Size Preference and Performance Enhancements

We rolled out a new release to all of our users today that includes some new features and performance enhancements.

NEW FEATURES:

• Mobile Application Screen Size Preference

You will now have the option of setting your preferred mobile screen size for the mobile version of the application. You will be able to choose from three preferences: Small, Medium, and Large. Not only can you set the default screen size from the main application, but you can change the screen size on the fly from within the mobile version itself. Click on the Mobile icon to open the Mobile Preferences and change your default screen size.

Mobile Screen Size Preference

Mobile Screen Size Preference

Mobile Screen Size Links

Mobile Screen Size Links

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