November 2009 Release: Minor Enhancements

Last Wednesday (November 18th, 2009) we deployed some minor enhancements to all members.


NEW FEATURES:

• Proposed Partial Reset
If you’ve ever been behind on transaction assignments, you’ve been daunted by the task of catching up. Now if you have more than 100 unassigned transactions sitting in your inbox, we will propose that you run a Partial Reset to help you get back on track quickly and painlessly. Following a Partial Reset, all you need to get back on track is Fund your envelopes. When you login the next day, we’ll you’ll be ready to assign any new transactions to their appropriate envelopes.

Proposed Partial Reset

Proposed Partial Reset

• Proposed Funding of Available Funds
This is a simple reminder that gets presented upon login to tell you that you have a balance available in your Income Cash Pool to fund your envelopes with. This may be appropriate if you are living paycheck to paycheck. For those that fund their budget one or more months in advance, this window may not be helpful.

Available Funds

Available Funds

• Proposed Funding Using New Deposits
If you have new deposit transactions that are possibly income, we will propose that you fund your envelopes with these transactions. You can select the transactions that you want to fund with at that time.

Possible Income

Possible Income

• Insufficient Funds Notification
Many of our members have requested the ability to not allow envelopes to go into the negative. With this release, you will now be prompted to take cash from another envelope if there are insufficient funds in your envelope funding source. This Insufficient Funds notification will let you choose how to cover the expense.

Insufficient Funds

Insufficient Funds


PERFORMANCE ENHANCEMENTS:

• Hide “Finance Charges” Envelope Preference
For those of you that use Credit Cards but do not incur any finance charges, we have added a “Hide Finance Charges Envelope” option to the Preferences.

Hide Finance Charges Envelope

Hide Finance Charges Envelope

• Match Filter Enhancement
We enhanced the Transaction Match Filter to take notice of the Date for the Pending Transaction that matches.

Percentage of Credit Accounts 30 Days (or more) Past Due

A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states. Now, more than ever before, people need better tools to assist them in managing and eliminating the burden of debt.