Article from Winnipeg Free Press on the importance of budgeting.
“BUDGETING is a simple concept to grasp. We all understand that a budget is basically a plan so we don’t spend more money on expenses than we earn.
But the reality is, budgeting is much more difficult than we likely realize. If it were as simple as spending less and saving more, Statistics Canada wouldn’t be reporting year in and year out another increase in our personal indebtedness….”