One of the biggest reasons why we strive to be financially fit and debt free is to be able to help others.
At Mvelopes, we tend to like the 80-10-10 budget simply because it sets aside 10 percent of our income for giving, 10 percent for saving and the other 80 for our expenses. Taking the time to create and use a budget can not only help us reach that 10 percent goal, but can also help us increase it over time. Imagine things going so well that you can comfortably have a 60-20-20 budget each month. Read more